We Can Help Fix Your Debt Problems! One small monthly payment can change your world. Call the licensed debt professionals who have been assisting Ontarians for more than three decades! We will help you get OUT of debt. Make one small monthly payment for all your debts STOP those threatening phone calls & collection hassles NO interest charges Federally-licensed proposal administrators Hold on to your house, your car & other assets Free confidential consultation at one of our 30 offices Here's the bottom line on the options that could be available to you: CONSUMER PROPOSAL Where we help you offer your creditors a legally binding creditor payment plan (normally 30 cents on the dollar) that does not require a bankruptcy BANKRUPTCY PROTECTION When it just doesn't make sense for you to tackle a long-term proposal The Respectful Solution 310-1100Call from any area code All of these services are offered through our exclusive R Plan, which is a three-step process that begins with debt relief and ends with strategies designed to help you rebuild your financial life and credit rating. Be Cautious! Perhaps you've seen some of those TV or newspaper ads with unlicensed credit counselors or debt settlement firms? Do their offers sound too good to be true? They often are. Unlike a credit counselor, our Trustees are required by law to discuss ALL available options with you. Compare your Options Trustees in Bankruptcy (unlike credit counselors) must be fully licensed by the Government of Canada and abide by a strict code of conduct before they can provide you with protection from your creditors. Credit Counselors and debt settlement firms (both working in Canada and from the United States) cannot provide you with any sort of legal protection from your creditors, and they require NO licensing to operate. In other words: Anyone can be a debt counselor, with no prior training, code of ethics or licensing required. Because of their many years of accredited study, licensed Trustees in Bankruptcy are solely allowed to utilize the legislation comprising the Bankruptcy Insolvency Act (the BIA) to provide you with rock-solid legal protection from your creditors. A Trustee can stop garnishments and bank account freezes and give you the piece of mind you need to move beyond your debt problems. The Best Part You can resolve your income tax debt problems, small business issues and crushing payday loan debts — all with one simple monthly payment. To get a complete picture of your financial pressures, please contact us at A. Farber & Partners to request your free consultation. You can trust A. Farber & Partners to find the right solution for you and your family. A. Farber & Partners — Respectful Solutions to Debt Problems 310-1100 Call from any area code 30 offices across Ontario (there's one near you!) More than 34 years of insolvency experience Convenient meeting times and hours (and all meetings are confidential) FREE face-to-face consultation with a trained debt administrator or Trustee A complete review of your financial situation Reasonable solutions to your debt problems How can you be on the road to a debt-free life? It's as simple as dialing 310-1100 toll-free from any area code to speak with one of our consultants. Or… let us call you at a convenient time by clicking here and requesting an on-line call-back!